May 20, 2017

Gold Loan

MSDO Finance’s Gold Loan portfolio is the largest in Manipur . It is humbling to know that more than 200 people avail our trusted services on a daily basis.

Since 2016, the company has been serving the interests of customers as its top most priority. Our journey through centuries coupled with the fact that we are still a rapidly growing company, highlights the trust and commitment that our customers  have shown in us.

With MSDO Finance. Gold Loan services, it takes no more than a few minutes for your gold to generate cash. The simple procedure that we follow allows:

  • Quick loan disbursal
  • Minimum loan amount of Rs 1500/- with Rs 300000/- maximum limit
  • Pre-payment option-without any penalty
  • Minimal documentation
  • In-house gold evaluation
  • Best customer service with a shorter response time
  • Safe custody for gold ornaments

Advantages of taking Gold loan:-

  • Easy and Hassel-free Process
  • Approval in 30 minutes
  • Simple Documentation
  • Dedicated Assistance
  • No salary certificate or Bank account history is required
  • Lowest Interest Rate

Interest Rate of Gold Loan

  • Generally gold loan is available at the interest rate of 11.5% to 14.5%
  • ROI for tenure less than 1 year is also available at 1%
  • Processing fees equals to 2000
  • Borrower will be given an option to pay only interest during the entire term and at the end of the tenure, you can pay complete borrowed amount in a single shot

Eligibility & Documents

    • Age: 21 years and above
    • Profession: Anybody with Steady source of income including: Bank’s Employees, Pensioners

Documents

      • Identity Proof (Passport Copy/ Voters ID card/ PAN Card/Aadhaar Card).
      • Address proof(Passport/ Electricity Bill/Telephone bill/ Aadhaar Card).
      • Signature proof ( Passport/ PAN Card/Banker’s verification/ cheque).
      • 2 passport size photographs

Know about the terms and conditions:

      • Foreclosure Charges- charges that are to be paid when the loan is closed before the tenure is completed.
      • foreclosure charges can be up to 1%.The minimum loan tenure is 6 Months.
      • So foreclosure charges after 6 months are 0.
      • Charges for late payment of loan Amount
      • 2% p.a. as penal interest over and above the applicable rate of interest.
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